What Happens If I Do Not Report The Accident Immediately To Insurance Company?

Reader’s Question:

What will happen if I decide not to report a car accident to my car insurance provider here in Palm Beach, Florida immediately?

Juanito

Palm Beach, FL

Very good question. It will be to your advantage to contact your auto insurance provider there in Palm Beach, Florida, in the event you get involved in a car accident or collision. Not doing so would be seen by your auto insurance provider as suspicious (who wouldn’t want to get paid or covered immediately from damages to their car that was caused by someone else?) and you might have a much harder time filing for a claim later on. If you were the one at-fault in a car accident, not informing your auto insurance provider immediately about the accident might be used against you in the court, if the other party decides to sue you for damages, injuries or both.

If you were the one whose vehicle got damaged, or incurred bodily injuries you need to inform your auto insurance carrier right away so the appropriate settlement can be processed immediately. If you are able to supply all the necessary information to your insurance provider regarding the other party who caused the accident, your carrier will be able to contact the at-fault party’s own insurance carrier to facilitate processing of your claims, as well as payment of medical or hospital bills if any, as well as repair to your vehicle. You wouldn’t want to pay out-of-pocket for all this yourself, right? To put it simply, there should be no reason that you (or someone you know, if you are not able to) are not able to inform your auto insurance provider about the car accident.

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