What will happen to my auto insurance policy here in Palm Beach, Florida should I get caught driving drunk?

Will

Palm Beach, FL

Hi Will, should you get caught driving under the influence (DUI or DWI) or get involved in any serious type of vehicular violations, then you can expect some very heavy consequences not only from your car insurance provider there in palm Beach but from the state of Florida as well. The law is very serious about drunk driving, car accidents and traffic violations. And the repercussions are also far reaching, something you will have to live with and work hard to rectify for the next two to three years.

Most likely your auto insurance coverage will either get canceled or your insurance premiums gets dramatically inflated but thats going to be the least of your problems. Your driver’s license might get temporarily suspended until you pay some healthy fees, thats if you’re not sentenced to spend some time behind bars . If you’re insurance does get canceled there are still insurance providers out there who’s willing to take in high-risk driver. Yes, you’re going to be considered a high-risk driver and get all the perks that come with it such as sky high rates and having to file and maintain an SR22 (proof of financial responsibility) for at least a couple of years. It’s going to be a dreadful experience in exchange for those few bottles of suds. So why risk it?

• By the hour.

Some lawyers charge for their services hour by hour. While this may seem like the cheapest rate at first look, you need a good assessment of how complicated your case is, and how long it will take. The more complex the case, the longer it needs to be resolved, and the higher your price will be.

• Flat rate.

Other DUI attorneys charge by a flat rate, where you pay a single unchangeable amount for all of their services. Occasionally, they will cut this into two sections, one for preperation costs and another for court costs.