What Is In My Florida Car Insurance Policy?

Reader’s Question:
I want to understand my automobile insurance policy here in Palm Beach Florida a little better, what comprises my insurance policy?
Janet
Palm Beach, FL
Your regular auto insurance policy is actually a package composed of several different types of insurance coverage and each has a role in protecting your financial well being while driving a vehicle. [...]

Factors That Affect Auto Insurance Costs In Palm Beach

Reader’s Question:
What causes my car insurance rates for my car here in Palm Beach, Florida to change? (And how is it determined in the first place?)
Mack
Palm Beach, FL
Hi Mack! It is a good idea to know what can cause your insurance rates to change as well as the how’s and when’s. An educated consumer is [...]

Factors That Make Your Car Insurance Go Up

Reader’s Question:
I immediately subscribed to auto insurance after I got a car and a driver’s license. But I heard I will be paying more in case I will be involved in a car accident here Florida. What would be the circumstances that will cause me an increase in my insurance rate?
Oscar
Palm Beach, FL
If you are [...]

What Liability Insurance You Should Have In Florida?

Reader’s Question:
I just got my driver’s license and I will be getting my own car insurance soon here in Palm Beach, Florida. In case an accident happens, what does the insurance law say that I should have?
Carolina
Palm Beach, FL
Owners and operators of motor vehicles are mandated by the Florida Financial Responsibility Law to be financially [...]

Diminished Value Claim In Your Car Insurance Policy- What Is It?

Reader’s Question:
I didn’t get entitled for a diminished value claim with my own car insurance policy after I was involved and got hit in an accident here in Palm Beach, Florida caused by another person because of drunk driving. Is there any other way I can be entitled to a diminished value claim?
Hayden
Palm Beach, FL
There’s [...]