Beginner Driver Insurance Palm Beach Florida FL

Reader’s Question:

I bought a new car in Florida just when we moved in Palm Beach. I heard there is a little difference in the rules regarding car insurance here in Florida in terms of loss of policy. What are those rules and what are the penalties, if there are any, for not having car insurance in Palm Beach Florida?

Dave

Palm Beach, FL

First of all, be reminded that car insurance in Palm Beach or anywhere you drive in Florida car insurance is a requisite to anyone who drives along Florida roadways. And there are certainly penalties for not having a proof of car insurance while driving when the authorities know it.

There are two occasions wherein you may lose your car insurance policy. For one, when your insurance provider cancelled your policy due to failure to renew it or to pay the necessary amount on time, you do not have other options but to subscribe for another policy. You better hurry because your former insurer immediately informs the Department of Motor Vehicles (DMV) once your policy is cancelled.

The other occasion is when you are driving and you do not carry with you the proof of your car insurance. And in case a police officer caught you driving with his/her knowledge that your car is not insured and you are unable to provide him your insurance card, DMV has the right to suspend your license and your car’s plate and registration up until you are able to show a proof of new insurance policy you get. However, you need to pay a $150 to $500 fee to have your license back as well as your car’s registration and license plate.

Tags: auto insurance policy, car insurance, DMV